SUMMER VACATION SAFETY: A LITTLE PLANNING GOES A LONG WAY
We love it here in Midwest, but summertime is the time for getting away! And whether your escape is by air, land or sea, Harrington Hoch Insurance can help ensure you are covered.
Just because you’re on vacation, though, doesn’t mean you can stop thinking about safety. These tips will help you and your family get the most out of your trip – and help you get back to Richmond safe and sound.
Does my insurance come on vacation with me?
This is a common question here at Harrington Hoch Insurance. Here are some brief answers. Call us at 765-962-9502 if you have more specific questions.
AUTO: In most instances, your personal auto policy coverages will extend to your rental car. However, give us a call at 765-962-9502 so we can discuss your specific situation. Be sure to mention if you’re traveling out of state or internationally, as that could impact your coverage.
HOME: If you rent a vacation property, your homeowners coverage may apply in certain situations. Personal items you take on vacation generally are covered, but again, give us a call at 765-962-9502 so we can discuss your specific policy and coverage.
Before You Leave Home
- Secure your home, and don’t leave a house key hidden outside. Ask a friend or neighbor to pick up your mail and newspaper and help with yard maintenance. This, along with timers for some household lights, will make it look like your house is occupied.
- Tell a friend or neighbor about your itinerary and how to reach you in case of emergency.
- The Privacy Rights Clearinghouse (PRC) recommends using caution when posting on Facebook or other social media websites. You don’t want everyone to know you’re on vacation!
What To – Or Not To – Pack
- Keep a first-aid kit handy when traveling. And bring copies of any prescriptions, along with enough medication to last through your trip. Be sure all important medications are with you in your carry-on luggage.
- Don’t bring unnecessary credit cards or documents that could compromise your identity if lost or stolen.
Staying Safe On Your Trip
- Heading outdoors? Use sunglasses and plenty of sunblock. Don’t forget that you can get burned even on a cloudy day, especially in tropical locations. It’s far easier to prevent a sunburn than to treat one.
- If you’re going to be in or around the water, use extreme caution. Always wear a life jacket when boating, and don’t swim or dive alone, or if you’ve been drinking. You can go ahead and swim immediately after you eat, if you like because that doesn’t lead to cramping, according to the American Council on Science and Health.
- Prevent heat-related injuries by staying hydrated, scheduling activities for cooler times and dressing in light, loose-fitting clothing. Remember, never leave children or pets inside a car, even if the windows are open.
- Going to an amusement park or fair with your kids? Take a picture of them at the start of each day. Then, if you are separated, you can easily show people what they look like – and exactly what they’re wearing.
Remember, just a little extra emphasis on safety can make a big difference in how memorable your vacation will be.
For further questions and assistance, please contact Harrington Hoch Insurance at 765-962-9502.
Content provided by: Safeco Insurance
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