The rising costs of lawsuits and judgments are important for today’s business owner to consider. Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage. The time and effort you have taken to build your business is too important for it to disappear after one unforeseen event.

General liability, also known as “commercial liability insurance” is a broad commercial insurance policy that covers general liability exposures of a business. Coverage typically includes product Harrington-Hoch Insurance Inc. recommends that all businesses have general liability coverage in place.

Commercial auto insurance can cover a combination of vehicle types (trucks, cars) and drivers, as well as some types of motorized equipment. It provides for bodily injury liability and property damage while operating a company automobile, medical payments or Personal Injury Protection (PIP) for the driver and passengers of the policyholder’s car. Injuries or damage to someone else are also covered.

Your farm is not only your home, but also your livelihood. Whether you have a Country Estate or large operation, Harrington-Hoch can customize a policy to your specific needs.

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases. Harrington-Hoch Insurance Inc. can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers and overall savings you’ll see on the bottom line.

Whether you’re a contractor looking for a complex bid bond or a business owner in need of a simple license and permit bond, Harrington-Hoch Insurance Inc. is here to help. We know that you can’t conduct business or win the job without the backing of a solid surety bond. That’s why we only work with the most reputable and trustworthy surety providers to give you outstanding products supported by value-added services to contractors and businesses.

We have an experienced Benefits department dedicated to protecting your most valuable asset, your employees. Harrington-Hoch provides you with important tools to hire and retain your employees. We can assist you in managing your business’s bottom line while providing good benefit options for your employees.